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Do you struggle with regulatory requirements in the payments area?

consalty helps FinTechs, marketplaces and financial institutions to cut through the complexities of regulatory requirements

get in touch with consalty

Value Proposition Our Clients

Financial Institutions

  • We can help you with
    understanding the Know-Your-Customer and Know-Your-Business requirements and designing user-friendly processes which meet the Compliance demands.
  • Why?
    To increase efficiency and customer conversion in the onboarding- and update-process.

Marketplaces

  • We can help you with
    identifying the best payments strategy in terms of payment methods and providers for your specific use case.

  • Why?
    To improve your payments processes and to derive growth opportunities for your business in the payments area.

Global Product Companies

  • We can help you with
    centralizing and harmonizing your KYC / KYB, AML and fraud prevention processes which are fragmented across channels and regions.

  • Why?
    To unlock synergies and increase the quality of KYC / KYB, AML and fraud prevention processes.

Services Our Expertise

Strategy

  • Analysis of the KYC- and KYB-components of the as-is onboarding process and derivation of the target picture, including buy vs. build recommendation
  • Analysis of KYC- and KYB-related trends and challenges in your industry
  • Evaluation of potential payment unit solutions from gateways to full- blown PSPs for your use case
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Conceptual Design

  • Support in designing KYC- and KYB-related processes and products
  • Leveraging best practices and industry standards in the KYC / KYB, AML and fraud prevention area
  • Gathering the compliance-, operational- and legal-related requirements and transfer them into user-friendly processes
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Implementation

  • Provisioning of product owners or business analysts to support and manage implementation processes
  • Being responsible for the service provider management in order to ensure adherence to budget and timeline
  • Managing RfI- and RfP-processes to identify the most suitable third party provider
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Connecting the dots

  • We combine payments and regulatory expert knowledge with strong methodological and project management skills.
  • In addition, we speak 'Tech' after having years of experience in agile implementation teams.
  • Thus, we can connect the dots between project management, business requirements and implementation.
  • This enables us to deliver a service which is beyond standard project management.
venture with consalty

What Our Clients & Partners Say

Mirko Krauel
Mirko Krauel
CEO OTTO-Payments
»Hannah and Julia have taken the lead on a project with us focused on onboarding international B2B merchants selling on the platform otto.de. The core of the project was developing economical yet compliant processes and preparing the integration. In addition, Hannah and Julia thoroughly screened the market for providers, preparing, and executing a provider selection process. Thanks to their professional commitment combined with excellent project management, we were able to successfully complete the project. We greatly benefited from consalty's expertise and value the competent, personable, and solution-oriented collaboration.«
Rick Centeno Neelen
Rick Centeno Neelen
CEO XXImo
»Hannah successfully led a complex compliance project for our Dutch payments-licensed entity, designing an automated and scalable KYB onboarding and update process for international B2B clients. She managed the selection and adoption of a KYB service provider that balanced operational sustainability with cost-efficiency, while expertly addressing the added complexity of our B2B2B model.
Her structured approach, clear goals, and strong project management skills were key to delivering great results in a fast-paced environment.«
Michael Omann
Michael Omann
Managing Director codejoi
»Working with consalty has been exceptional from day one. In the development of digital products and services, a clear understanding of requirements is absolutely essential – too often, software is built on shaky foundations.
With consalty, we found a partner who not only brought technical expertise but also a sharp conceptual mindset, capable of navigating even the most complex subdomains to craft reliable, effective solutions. The result: we didn’t just deliver software faster – we delivered the right software.
The collaboration was smooth and effortless throughout. A perfect blend of professionalism, trust, and just the right touch of humor made it an absolute pleasure to work together.«
Martin Dellert
Martin Dellert
UX & UI Designer
»Working with consalty means experiencing expertise, true customer focus and fun. They have a deep understanding of how to design complex AML processes that are not only regulatory-compliant but also efficient and user-friendly. What impresses me the most: decisions are made pragmatically and with a clear focus on execution. No endless alignment loops—just hands-on, solution-oriented work with the best customer experience in mind. This is what makes working with consalty truly result-driven and enjoyable!«
»Getting comfortable
in the uncomfortable«

Hannah Keutmann & Julia Quittek, founders consalty

about the founders

About Our Mission

01 Passion

We are passionate about process design, regulatory payments requirements and project management

02 Convenience vs. Compliance

We love the challenge to find the sweet spot between fulfilling compliance-related requirements and designing a convenient UX

03 Network and Expertise

We are always eager to connect with experts, leveraging best practices and providing outside-in perspectives

Content Hub Latest knowledge drops

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23/05/2025 · Die BaFin beton die Notwendigkeit der Trennung von Geldwäsche- und Terrorismusfinanzierungsrisiken

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Das neue EU AML-Paket (3) —Auslösetatbestände

09/02/2025 · Was ändert sich für Verpflichtete in Bezug auf die Erfüllung von Kundensorgfaltspflichten?

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Regulatorische Themen und Fristen 2025 im Überblick

06/02/2025 · Im Zeichen einer zunehmenden EU-weiten Harmonisierung sowie einer stärkeren Regulierung des Krypto-Sektors

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Neue Auslegungs- und Anwendungshinweise zum Geldwäschegesetz

20/12/2024 · Die BaFin hat die finale Fassung der AuAs veröffentlicht. Was Verpflichtete jetzt beachten müssen.

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Open Content Hub

Not sure where
to start?

  • Whether you're looking to improve your payments processes, are wondering how to implement the latest AML requirements or are struggling to find the most suitable third party provider for your business — let's talk!
get in touch with consalty


Imprint

  • according to §5 DDG
    (Digitale-Dienste-Gesetz):
  • consalty 9091 GmbH
    Kurt-Schumacher-Str. 1
    82110 Germering
    Germany

    Represented by
    the managing directors
    Hannah Keutmann and
    Julia Quittek

Contact

  • Registry Entry
    Registered in the commercial register
    Registry Court: Munich
    Registration Number: HRB 284651
  • Umsatzsteuer-ID
    nach §27a Umsatzsteuergesetz:
    DE 360 986 826